Car Insurance for Over 55 New Rates 19
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With age comes wisdom, and lower car insurance rates, up to a point. This bears out when you look at average car insurance rates by age.
Car insurance for people under 25 years of age is typically quite high. Teens and young drivers are inexperienced behind the wheel and statistics show they, as a class in whole, are more likely to be in accident than other age groups, which makes them a high risk to auto insurance providers. High risk equals high rates.
As you'll see in the "Average car insurance rates by age" table below, in general, rates are cheapest for drivers in their 40s, 50s and 60s, and then increase again a bit at age 70. CarInsurance.com analyzed rates by age for three coverage levels. Here you see average car insurance rates by age for the following coverage sets:
- State minimum -- what you need to drive a car legally in your state
- Liability car insurance -- $50,000 limit to cover bodily injury you cause to others in an accident, up to $100,000 per accident, with $50,000 to pay for damage you cause to another car or property
- Full coverage -- liability with a $100,000 limit to cover bodily injury you cause to others in an accident, up to $300,000 per accident, with $100,000 to pay for damage you cause to another car or property, plus comprehensive and collision insurance, with a $500 deductible.
Average car insurance rates by age chart
| Age | State Minimum | 50/100/50 | 100/300/100 |
|---|---|---|---|
| 16 | $2,661 | $3,036 | $7,279 |
| 17 | $2,208 | $2,520 | $6,119 |
| 18 | $1,910 | $2,172 | $5,399 |
| 19 | $1,346 | $1,525 | $3,873 |
| 20 | $1,175 | $1,329 | $3,454 |
| 21 | $916 | $1,035 | $2,737 |
| 22 | $836 | $942 | $2,503 |
| 23 | $772 | $868 | $2,321 |
| 24 | $724 | $813 | $2,179 |
| 25 | $657 | $737 | $1,957 |
| 30 | $599 | $670 | $1,763 |
| 35 | $594 | $664 | $1,739 |
| 40 | $593 | $663 | $1,720 |
| 45 | $569 | $636 | $1,638 |
| 50 | $552 | $617 | $1,569 |
| 55 | $536 | $598 | $1,519 |
| 60 | $535 | $598 | $1,507 |
| 65 | $555 | $622 | $1,547 |
| 70 | $594 | $665 | $1,626 |
| 75 | $674 | $758 | $1,808 |
CarInsurance.com commissioned Quadrant Information Services to run auto insurance rates for a 2019 Honda Accord LX for several coverage levels for nearly all ZIP codes in each state using six large carriers.
Average car insurance rates by age and gender for the early 20s
When you hit your 20s, your rates start to drop, but you'll still pay more than most drivers until you reach age 26. Below you'll find average car insurance cost by age for several common coverage sets for the time when your teen years are in the rear-view mirror but much cheaper rates are still a bit further down the road.
How much is car insurance for a 20-year-old male and female?
| Age 20 | Average Rate Female | Average Rate Male |
|---|---|---|
| Liability Only - State Minimum BI/PD | $1,114 | $1,236 |
| Liability Only - 50/100/50 BI/PD | $1,258 | $1,399 |
| Full Coverage - 100/300/100 BI/PD - 500 Comp/Collision | $3,198 | $3,710 |
How much is car insurance for a 21-year-old male and female?
| Age 21 | Average Rate Female | Average Rate Male |
|---|---|---|
| Liability Only - State Minimum BI/PD | $878 | $955 |
| Liability Only - 50/100/50 BI/PD | $990 | $1,080 |
| Full Coverage - 100/300/100 BI/PD - 500 Comp/Collision | $2,556 | $2,919 |
How much is car insurance for a 22-year-old male and female?
| Age 22 | Average Rate Female | Average Rate Male |
|---|---|---|
| Liability Only - State Minimum BI/PD | $809 | $863 |
| Liability Only - 50/100/50 BI/PD | $811 | $972 |
| Full Coverage - 100/300/100 BI/PD - 500 Comp/Collision | $2,364 | $2,642 |
How much is car insurance for a 23-year-old male and female?
| Age 23 | Average Rate Female | Average Rate Male |
|---|---|---|
| Liability Only - State Minimum BI/PD | $750 | $794 |
| Liability Only - 50/100/50 BI/PD | $843 | $894 |
| Full Coverage - 100/300/100 BI/PD - 500 Comp/Collision | $2,207 | $2,436 |
How much is car insurance for a 24-year-old male and female?
| Age 24 | Average Rate Female | Average Rate Male |
|---|---|---|
| Liability Only - State Minimum BI/PD | $709 | $739 |
| Liability Only - 50/100/50 BI/PD | $795 | $830 |
| Full Coverage - 100/300/100 BI/PD - 500 Comp/Collision | $2,085 | $2,273 |
How much is car insurance for a 25-year-old male and female?
| Age 25 | Average Rate Female | Average Rate Male |
|---|---|---|
| Liability Only - State Minimum BI/PD | $658 | $656 |
| Liability Only - 50/100/50 BI/PD | $738 | $737 |
| Full Coverage - 100/300/100 BI/PD - 500 Comp/Collision | $1,924 | $1,989 |
Teen car insurance
To see more details on average car insurance rates for teens, see the following articles, featuring rates by age, state and gender:
Car Insurance for a 16 Year Old
Car Insurance for a 17 Year Old
Car Insurance for an 18 Year Old
Car Insurance for a 19 Year Old
Average car insurance rates by age and state
Refer to the chart below to see average car insurance costs by age and state for full coverage. Enter your state in the search box to see what you can expect to pay.
| State | Age | Average Annual Rate |
|---|---|---|
| Alaska | 16 | $5,274 |
| Alaska | 17 | $4,676 |
| Alaska | 18 | $4,180 |
| Alaska | 19 | $3,416 |
| Alaska | 20 | $3,110 |
| Alaska | 21 | $2,584 |
| Alaska | 22 | $2,344 |
| Alaska | 23 | $2,134 |
| Alaska | 24 | $2,013 |
| Alaska | 25 | $1,824 |
| Alaska | 30 | $1,533 |
| Alaska | 35 | $1,494 |
| Alaska | 40 | $1,466 |
| Alaska | 45 | $1,401 |
| Alaska | 50 | $1,320 |
| Alaska | 55 | $1,279 |
| Alaska | 60 | $1,275 |
| Alaska | 65 | $1,378 |
| Alaska | 70 | $1,466 |
| Alaska | 75 | $1,625 |
| Alabama | 16 | $7,945 |
| Alabama | 17 | $6,776 |
| Alabama | 18 | $5,975 |
| Alabama | 19 | $3,872 |
| Alabama | 20 | $3,511 |
| Alabama | 21 | $2,571 |
| Alabama | 22 | $2,361 |
| Alabama | 23 | $2,192 |
| Alabama | 24 | $2,052 |
| Alabama | 25 | $1,898 |
| Alabama | 30 | $1,724 |
| Alabama | 35 | $1,697 |
| Alabama | 40 | $1,684 |
| Alabama | 45 | $1,595 |
| Alabama | 50 | $1,534 |
| Alabama | 55 | $1,469 |
| Alabama | 60 | $1,439 |
| Alabama | 65 | $1,468 |
| Alabama | 70 | $1,543 |
| Alabama | 75 | $1,734 |
| Arkansas | 16 | $8,208 |
| Arkansas | 17 | $7,583 |
| Arkansas | 18 | $6,579 |
| Arkansas | 19 | $4,073 |
| Arkansas | 20 | $3,616 |
| Arkansas | 21 | $2,645 |
| Arkansas | 22 | $2,437 |
| Arkansas | 23 | $2,249 |
| Arkansas | 24 | $2,095 |
| Arkansas | 25 | $1,872 |
| Arkansas | 30 | $1,744 |
| Arkansas | 35 | $1,711 |
| Arkansas | 40 | $1,688 |
| Arkansas | 45 | $1,614 |
| Arkansas | 50 | $1,550 |
| Arkansas | 55 | $1,513 |
| Arkansas | 60 | $1,516 |
| Arkansas | 65 | $1,580 |
| Arkansas | 70 | $1,674 |
| Arkansas | 75 | $1,915 |
| Arizona | 16 | $8,178 |
| Arizona | 17 | $7,103 |
| Arizona | 18 | $6,403 |
| Arizona | 19 | $4,110 |
| Arizona | 20 | $3,722 |
| Arizona | 21 | $2,683 |
| Arizona | 22 | $2,479 |
| Arizona | 23 | $2,294 |
| Arizona | 24 | $2,161 |
| Arizona | 25 | $1,989 |
| Arizona | 30 | $1,791 |
| Arizona | 35 | $1,777 |
| Arizona | 40 | $1,774 |
| Arizona | 45 | $1,718 |
| Arizona | 50 | $1,659 |
| Arizona | 55 | $1,590 |
| Arizona | 60 | $1,577 |
| Arizona | 65 | $1,652 |
| Arizona | 70 | $1,725 |
| Arizona | 75 | $1,951 |
| California | 16 | $7,217 |
| California | 17 | $6,750 |
| California | 18 | $6,252 |
| California | 19 | $4,605 |
| California | 20 | $4,393 |
| California | 21 | $3,661 |
| California | 22 | $3,200 |
| California | 23 | $3,005 |
| California | 24 | $2,864 |
| California | 25 | $2,511 |
| California | 30 | $2,135 |
| California | 35 | $2,032 |
| California | 40 | $2,018 |
| California | 45 | $1,844 |
| California | 50 | $1,764 |
| California | 55 | $1,678 |
| California | 60 | $1,655 |
| California | 65 | $1,640 |
| California | 70 | $1,781 |
| California | 75 | $1,925 |
| Colorado | 16 | $9,182 |
| Colorado | 17 | $7,627 |
| Colorado | 18 | $6,836 |
| Colorado | 19 | $4,259 |
| Colorado | 20 | $3,740 |
| Colorado | 21 | $2,819 |
| Colorado | 22 | $2,604 |
| Colorado | 23 | $2,439 |
| Colorado | 24 | $2,313 |
| Colorado | 25 | $2,158 |
| Colorado | 30 | $1,973 |
| Colorado | 35 | $1,944 |
| Colorado | 40 | $1,952 |
| Colorado | 45 | $1,926 |
| Colorado | 50 | $1,848 |
| Colorado | 55 | $1,765 |
| Colorado | 60 | $1,737 |
| Colorado | 65 | $1,764 |
| Colorado | 70 | $1,816 |
| Colorado | 75 | $1,960 |
| Connecticut | 16 | $11,566 |
| Connecticut | 17 | $9,072 |
| Connecticut | 18 | $7,601 |
| Connecticut | 19 | $5,197 |
| Connecticut | 20 | $4,413 |
| Connecticut | 21 | $3,333 |
| Connecticut | 22 | $2,935 |
| Connecticut | 23 | $2,649 |
| Connecticut | 24 | $2,438 |
| Connecticut | 25 | $2,179 |
| Connecticut | 30 | $2,010 |
| Connecticut | 35 | $1,996 |
| Connecticut | 40 | $1,894 |
| Connecticut | 45 | $1,815 |
| Connecticut | 50 | $1,746 |
| Connecticut | 55 | $1,702 |
| Connecticut | 60 | $1,698 |
| Connecticut | 65 | $1,746 |
| Connecticut | 70 | $1,861 |
| Connecticut | 75 | $2,158 |
| DC | 16 | $9,428 |
| DC | 17 | $7,862 |
| DC | 18 | $7,077 |
| DC | 19 | $4,681 |
| DC | 20 | $4,139 |
| DC | 21 | $3,464 |
| DC | 22 | $3,178 |
| DC | 23 | $2,913 |
| DC | 24 | $2,635 |
| DC | 25 | $2,433 |
| DC | 30 | $2,187 |
| DC | 35 | $2,166 |
| DC | 40 | $2,138 |
| DC | 45 | $2,031 |
| DC | 50 | $1,967 |
| DC | 55 | $1,910 |
| DC | 60 | $1,923 |
| DC | 65 | $1,986 |
| DC | 70 | $2,082 |
| DC | 75 | $2,337 |
| Delaware | 16 | $11,660 |
| Delaware | 17 | $9,168 |
| Delaware | 18 | $7,583 |
| Delaware | 19 | $5,062 |
| Delaware | 20 | $4,489 |
| Delaware | 21 | $3,132 |
| Delaware | 22 | $2,829 |
| Delaware | 23 | $2,582 |
| Delaware | 24 | $2,371 |
| Delaware | 25 | $2,136 |
| Delaware | 30 | $1,959 |
| Delaware | 35 | $1,953 |
| Delaware | 40 | $1,940 |
| Delaware | 45 | $1,916 |
| Delaware | 50 | $1,816 |
| Delaware | 55 | $1,758 |
| Delaware | 60 | $1,736 |
| Delaware | 65 | $1,798 |
| Delaware | 70 | $1,888 |
| Delaware | 75 | $2,145 |
| Florida | 16 | $7,982 |
| Florida | 17 | $7,632 |
| Florida | 18 | $6,459 |
| Florida | 19 | $4,485 |
| Florida | 20 | $4,001 |
| Florida | 21 | $3,342 |
| Florida | 22 | $3,030 |
| Florida | 23 | $2,797 |
| Florida | 24 | $2,619 |
| Florida | 25 | $2,399 |
| Florida | 30 | $2,178 |
| Florida | 35 | $2,170 |
| Florida | 40 | $2,150 |
| Florida | 45 | $2,053 |
| Florida | 50 | $1,951 |
| Florida | 55 | $1,887 |
| Florida | 60 | $1,868 |
| Florida | 65 | $1,917 |
| Florida | 70 | $1,991 |
| Florida | 75 | $2,243 |
| Georgia | 16 | $8,130 |
| Georgia | 17 | $6,953 |
| Georgia | 18 | $5,779 |
| Georgia | 19 | $4,110 |
| Georgia | 20 | $3,639 |
| Georgia | 21 | $3,042 |
| Georgia | 22 | $2,786 |
| Georgia | 23 | $2,566 |
| Georgia | 24 | $2,384 |
| Georgia | 25 | $2,145 |
| Georgia | 30 | $1,873 |
| Georgia | 35 | $1,937 |
| Georgia | 40 | $1,911 |
| Georgia | 45 | $1,723 |
| Georgia | 50 | $1,645 |
| Georgia | 55 | $1,616 |
| Georgia | 60 | $1,606 |
| Georgia | 65 | $1,662 |
| Georgia | 70 | $1,760 |
| Georgia | 75 | $2,014 |
| Hawaii | 16 | $1,900 |
| Hawaii | 17 | $1,751 |
| Hawaii | 18 | $1,722 |
| Hawaii | 19 | $1,613 |
| Hawaii | 20 | $1,600 |
| Hawaii | 21 | $1,589 |
| Hawaii | 22 | $1,589 |
| Hawaii | 23 | $1,589 |
| Hawaii | 24 | $1,589 |
| Hawaii | 25 | $1,589 |
| Hawaii | 30 | $1,589 |
| Hawaii | 35 | $1,589 |
| Hawaii | 40 | $1,589 |
| Hawaii | 45 | $1,589 |
| Hawaii | 50 | $1,589 |
| Hawaii | 55 | $1,589 |
| Hawaii | 60 | $1,589 |
| Hawaii | 65 | $1,589 |
| Hawaii | 70 | $1,589 |
| Hawaii | 75 | $1,589 |
| Iowa | 16 | $5,889 |
| Iowa | 17 | $4,348 |
| Iowa | 18 | $3,831 |
| Iowa | 19 | $2,865 |
| Iowa | 20 | $2,546 |
| Iowa | 21 | $1,965 |
| Iowa | 22 | $1,805 |
| Iowa | 23 | $1,682 |
| Iowa | 24 | $1,575 |
| Iowa | 25 | $1,502 |
| Iowa | 30 | $1,360 |
| Iowa | 35 | $1,330 |
| Iowa | 40 | $1,302 |
| Iowa | 45 | $1,252 |
| Iowa | 50 | $1,193 |
| Iowa | 55 | $1,137 |
| Iowa | 60 | $1,114 |
| Iowa | 65 | $1,133 |
| Iowa | 70 | $1,187 |
| Iowa | 75 | $1,308 |
| Idaho | 16 | $6,366 |
| Idaho | 17 | $5,489 |
| Idaho | 18 | $4,979 |
| Idaho | 19 | $2,974 |
| Idaho | 20 | $2,663 |
| Idaho | 21 | $2,038 |
| Idaho | 22 | $1,897 |
| Idaho | 23 | $1,713 |
| Idaho | 24 | $1,609 |
| Idaho | 25 | $1,475 |
| Idaho | 30 | $1,269 |
| Idaho | 35 | $1,247 |
| Idaho | 40 | $1,234 |
| Idaho | 45 | $1,167 |
| Idaho | 50 | $1,118 |
| Idaho | 55 | $1,075 |
| Idaho | 60 | $1,057 |
| Idaho | 65 | $1,122 |
| Idaho | 70 | $1,171 |
| Idaho | 75 | $1,386 |
| Illinois | 16 | $6,607 |
| Illinois | 17 | $5,792 |
| Illinois | 18 | $5,096 |
| Illinois | 19 | $3,637 |
| Illinois | 20 | $3,244 |
| Illinois | 21 | $2,351 |
| Illinois | 22 | $2,176 |
| Illinois | 23 | $2,022 |
| Illinois | 24 | $1,922 |
| Illinois | 25 | $1,684 |
| Illinois | 30 | $1,531 |
| Illinois | 35 | $1,497 |
| Illinois | 40 | $1,461 |
| Illinois | 45 | $1,351 |
| Illinois | 50 | $1,315 |
| Illinois | 55 | $1,278 |
| Illinois | 60 | $1,269 |
| Illinois | 65 | $1,303 |
| Illinois | 70 | $1,360 |
| Illinois | 75 | $1,521 |
| Indiana | 16 | $6,103 |
| Indiana | 17 | $5,116 |
| Indiana | 18 | $4,405 |
| Indiana | 19 | $3,022 |
| Indiana | 20 | $2,659 |
| Indiana | 21 | $2,057 |
| Indiana | 22 | $1,880 |
| Indiana | 23 | $1,725 |
| Indiana | 24 | $1,604 |
| Indiana | 25 | $1,381 |
| Indiana | 30 | $1,270 |
| Indiana | 35 | $1,244 |
| Indiana | 40 | $1,231 |
| Indiana | 45 | $1,185 |
| Indiana | 50 | $1,130 |
| Indiana | 55 | $1,077 |
| Indiana | 60 | $1,067 |
| Indiana | 65 | $1,074 |
| Indiana | 70 | $1,142 |
| Indiana | 75 | $1,281 |
| Kansas | 16 | $6,736 |
| Kansas | 17 | $5,858 |
| Kansas | 18 | $5,156 |
| Kansas | 19 | $3,563 |
| Kansas | 20 | $3,198 |
| Kansas | 21 | $2,454 |
| Kansas | 22 | $2,273 |
| Kansas | 23 | $2,097 |
| Kansas | 24 | $1,972 |
| Kansas | 25 | $1,874 |
| Kansas | 30 | $1,669 |
| Kansas | 35 | $1,640 |
| Kansas | 40 | $1,615 |
| Kansas | 45 | $1,555 |
| Kansas | 50 | $1,490 |
| Kansas | 55 | $1,431 |
| Kansas | 60 | $1,400 |
| Kansas | 65 | $1,438 |
| Kansas | 70 | $1,466 |
| Kansas | 75 | $1,671 |
| Kentucky | 16 | $10,367 |
| Kentucky | 17 | $8,756 |
| Kentucky | 18 | $7,399 |
| Kentucky | 19 | $5,343 |
| Kentucky | 20 | $4,786 |
| Kentucky | 21 | $3,750 |
| Kentucky | 22 | $3,506 |
| Kentucky | 23 | $3,217 |
| Kentucky | 24 | $2,996 |
| Kentucky | 25 | $2,663 |
| Kentucky | 30 | $2,385 |
| Kentucky | 35 | $2,372 |
| Kentucky | 40 | $2,356 |
| Kentucky | 45 | $2,252 |
| Kentucky | 50 | $2,129 |
| Kentucky | 55 | $2,082 |
| Kentucky | 60 | $2,065 |
| Kentucky | 65 | $2,141 |
| Kentucky | 70 | $2,251 |
| Kentucky | 75 | $2,555 |
| Louisiana | 16 | $10,578 |
| Louisiana | 17 | $8,774 |
| Louisiana | 18 | $7,797 |
| Louisiana | 19 | $5,545 |
| Louisiana | 20 | $4,996 |
| Louisiana | 21 | $4,234 |
| Louisiana | 22 | $3,775 |
| Louisiana | 23 | $3,461 |
| Louisiana | 24 | $3,338 |
| Louisiana | 25 | $2,854 |
| Louisiana | 30 | $2,608 |
| Louisiana | 35 | $2,593 |
| Louisiana | 40 | $2,565 |
| Louisiana | 45 | $2,436 |
| Louisiana | 50 | $2,290 |
| Louisiana | 55 | $2,258 |
| Louisiana | 60 | $2,317 |
| Louisiana | 65 | $2,430 |
| Louisiana | 70 | $2,412 |
| Louisiana | 75 | $2,402 |
| Massachusetts | 16 | $5,746 |
| Massachusetts | 17 | $5,430 |
| Massachusetts | 18 | $5,207 |
| Massachusetts | 19 | $3,733 |
| Massachusetts | 20 | $3,454 |
| Massachusetts | 21 | $2,941 |
| Massachusetts | 22 | $1,810 |
| Massachusetts | 23 | $1,682 |
| Massachusetts | 24 | $1,627 |
| Massachusetts | 25 | $1,541 |
| Massachusetts | 30 | $1,466 |
| Massachusetts | 35 | $1,424 |
| Massachusetts | 40 | $1,413 |
| Massachusetts | 45 | $1,404 |
| Massachusetts | 50 | $1,379 |
| Massachusetts | 55 | $1,362 |
| Massachusetts | 60 | $1,364 |
| Massachusetts | 65 | $1,045 |
| Massachusetts | 70 | $1,104 |
| Massachusetts | 75 | $1,163 |
| Maryland | 16 | $7,693 |
| Maryland | 17 | $6,472 |
| Maryland | 18 | $5,601 |
| Maryland | 19 | $4,493 |
| Maryland | 20 | $3,941 |
| Maryland | 21 | $3,062 |
| Maryland | 22 | $2,792 |
| Maryland | 23 | $2,547 |
| Maryland | 24 | $2,225 |
| Maryland | 25 | $2,019 |
| Maryland | 30 | $1,842 |
| Maryland | 35 | $1,814 |
| Maryland | 40 | $1,777 |
| Maryland | 45 | $1,775 |
| Maryland | 50 | $1,697 |
| Maryland | 55 | $1,651 |
| Maryland | 60 | $1,703 |
| Maryland | 65 | $1,856 |
| Maryland | 70 | $1,949 |
| Maryland | 75 | $1,949 |
| Maine | 16 | $4,004 |
| Maine | 17 | $3,754 |
| Maine | 18 | $3,344 |
| Maine | 19 | $2,603 |
| Maine | 20 | $2,340 |
| Maine | 21 | $1,787 |
| Maine | 22 | $1,640 |
| Maine | 23 | $1,503 |
| Maine | 24 | $1,393 |
| Maine | 25 | $1,228 |
| Maine | 30 | $1,062 |
| Maine | 35 | $1,041 |
| Maine | 40 | $1,032 |
| Maine | 45 | $972 |
| Maine | 50 | $956 |
| Maine | 55 | $946 |
| Maine | 60 | $942 |
| Maine | 65 | $936 |
| Maine | 70 | $940 |
| Maine | 75 | $933 |
| Michigan | 16 | $17,825 |
| Michigan | 17 | $12,527 |
| Michigan | 18 | $11,281 |
| Michigan | 19 | $8,442 |
| Michigan | 20 | $6,719 |
| Michigan | 21 | $4,994 |
| Michigan | 22 | $4,694 |
| Michigan | 23 | $4,387 |
| Michigan | 24 | $4,090 |
| Michigan | 25 | $3,743 |
| Michigan | 30 | $3,466 |
| Michigan | 35 | $3,452 |
| Michigan | 40 | $3,489 |
| Michigan | 45 | $3,384 |
| Michigan | 50 | $3,268 |
| Michigan | 55 | $3,136 |
| Michigan | 60 | $3,079 |
| Michigan | 65 | $3,166 |
| Michigan | 70 | $3,468 |
| Michigan | 75 | $3,910 |
| Minnesota | 16 | $6,961 |
| Minnesota | 17 | $5,406 |
| Minnesota | 18 | $5,121 |
| Minnesota | 19 | $3,452 |
| Minnesota | 20 | $3,117 |
| Minnesota | 21 | $2,475 |
| Minnesota | 22 | $2,316 |
| Minnesota | 23 | $2,155 |
| Minnesota | 24 | $2,045 |
| Minnesota | 25 | $1,796 |
| Minnesota | 30 | $1,620 |
| Minnesota | 35 | $1,615 |
| Minnesota | 40 | $1,587 |
| Minnesota | 45 | $1,452 |
| Minnesota | 50 | $1,351 |
| Minnesota | 55 | $1,329 |
| Minnesota | 60 | $1,332 |
| Minnesota | 65 | $1,402 |
| Minnesota | 70 | $1,448 |
| Minnesota | 75 | $1,637 |
| Missouri | 16 | $8,189 |
| Missouri | 17 | $6,504 |
| Missouri | 18 | $5,808 |
| Missouri | 19 | $3,946 |
| Missouri | 20 | $3,506 |
| Missouri | 21 | $2,739 |
| Missouri | 22 | $2,442 |
| Missouri | 23 | $2,265 |
| Missouri | 24 | $2,162 |
| Missouri | 25 | $1,987 |
| Missouri | 30 | $1,805 |
| Missouri | 35 | $1,780 |
| Missouri | 40 | $1,750 |
| Missouri | 45 | $1,673 |
| Missouri | 50 | $1,589 |
| Missouri | 55 | $1,527 |
| Missouri | 60 | $1,488 |
| Missouri | 65 | $1,513 |
| Missouri | 70 | $1,568 |
| Missouri | 75 | $1,726 |
| Mississippi | 16 | $6,614 |
| Mississippi | 17 | $6,093 |
| Mississippi | 18 | $5,216 |
| Mississippi | 19 | $3,650 |
| Mississippi | 20 | $3,259 |
| Mississippi | 21 | $2,638 |
| Mississippi | 22 | $2,445 |
| Mississippi | 23 | $2,233 |
| Mississippi | 24 | $2,083 |
| Mississippi | 25 | $2,020 |
| Mississippi | 30 | $1,681 |
| Mississippi | 35 | $1,655 |
| Mississippi | 40 | $1,624 |
| Mississippi | 45 | $1,511 |
| Mississippi | 50 | $1,428 |
| Mississippi | 55 | $1,397 |
| Mississippi | 60 | $1,375 |
| Mississippi | 65 | $1,411 |
| Mississippi | 70 | $1,474 |
| Mississippi | 75 | $1,726 |
| Montana | 16 | $8,142 |
| Montana | 17 | $6,733 |
| Montana | 18 | $5,876 |
| Montana | 19 | $4,423 |
| Montana | 20 | $4,056 |
| Montana | 21 | $3,193 |
| Montana | 22 | $2,933 |
| Montana | 23 | $2,627 |
| Montana | 24 | $2,412 |
| Montana | 25 | $2,134 |
| Montana | 30 | $1,963 |
| Montana | 35 | $1,939 |
| Montana | 40 | $1,933 |
| Montana | 45 | $1,919 |
| Montana | 50 | $1,836 |
| Montana | 55 | $1,768 |
| Montana | 60 | $1,736 |
| Montana | 65 | $1,825 |
| Montana | 70 | $1,893 |
| Montana | 75 | $2,250 |
| North Carolina | 16 | $3,890 |
| North Carolina | 17 | $3,461 |
| North Carolina | 18 | $3,093 |
| North Carolina | 19 | $1,996 |
| North Carolina | 20 | $1,942 |
| North Carolina | 21 | $1,715 |
| North Carolina | 22 | $1,690 |
| North Carolina | 23 | $1,660 |
| North Carolina | 24 | $1,666 |
| North Carolina | 25 | $1,586 |
| North Carolina | 30 | $1,425 |
| North Carolina | 35 | $1,420 |
| North Carolina | 40 | $1,400 |
| North Carolina | 45 | $1,391 |
| North Carolina | 50 | $1,366 |
| North Carolina | 55 | $1,285 |
| North Carolina | 60 | $1,288 |
| North Carolina | 65 | $1,319 |
| North Carolina | 70 | $1,387 |
| North Carolina | 75 | $1,438 |
| North Dakota | 16 | $8,313 |
| North Dakota | 17 | $6,205 |
| North Dakota | 18 | $5,521 |
| North Dakota | 19 | $3,469 |
| North Dakota | 20 | $3,107 |
| North Dakota | 21 | $2,405 |
| North Dakota | 22 | $2,206 |
| North Dakota | 23 | $2,030 |
| North Dakota | 24 | $1,906 |
| North Dakota | 25 | $1,756 |
| North Dakota | 30 | $1,565 |
| North Dakota | 35 | $1,546 |
| North Dakota | 40 | $1,520 |
| North Dakota | 45 | $1,410 |
| North Dakota | 50 | $1,338 |
| North Dakota | 55 | $1,286 |
| North Dakota | 60 | $1,231 |
| North Dakota | 65 | $1,253 |
| North Dakota | 70 | $1,294 |
| North Dakota | 75 | $1,421 |
| Nebraska | 16 | $6,394 |
| Nebraska | 17 | $5,789 |
| Nebraska | 18 | $4,867 |
| Nebraska | 19 | $3,224 |
| Nebraska | 20 | $2,882 |
| Nebraska | 21 | $2,156 |
| Nebraska | 22 | $2,004 |
| Nebraska | 23 | $1,847 |
| Nebraska | 24 | $1,741 |
| Nebraska | 25 | $1,671 |
| Nebraska | 30 | $1,493 |
| Nebraska | 35 | $1,474 |
| Nebraska | 40 | $1,455 |
| Nebraska | 45 | $1,391 |
| Nebraska | 50 | $1,332 |
| Nebraska | 55 | $1,284 |
| Nebraska | 60 | $1,260 |
| Nebraska | 65 | $1,280 |
| Nebraska | 70 | $1,399 |
| Nebraska | 75 | $1,552 |
| New Hampshire | 16 | $4,107 |
| New Hampshire | 17 | $3,679 |
| New Hampshire | 18 | $3,176 |
| New Hampshire | 19 | $2,390 |
| New Hampshire | 20 | $2,118 |
| New Hampshire | 21 | $1,763 |
| New Hampshire | 22 | $1,650 |
| New Hampshire | 23 | $1,540 |
| New Hampshire | 24 | $1,458 |
| New Hampshire | 25 | $1,214 |
| New Hampshire | 30 | $1,070 |
| New Hampshire | 35 | $1,054 |
| New Hampshire | 40 | $1,034 |
| New Hampshire | 45 | $963 |
| New Hampshire | 50 | $925 |
| New Hampshire | 55 | $907 |
| New Hampshire | 60 | $945 |
| New Hampshire | 65 | $987 |
| New Hampshire | 70 | $1,044 |
| New Hampshire | 75 | $1,161 |
| New Jersey | 16 | $7,245 |
| New Jersey | 17 | $6,203 |
| New Jersey | 18 | $5,523 |
| New Jersey | 19 | $4,027 |
| New Jersey | 20 | $3,633 |
| New Jersey | 21 | $3,014 |
| New Jersey | 22 | $2,837 |
| New Jersey | 23 | $2,616 |
| New Jersey | 24 | $2,504 |
| New Jersey | 25 | $2,231 |
| New Jersey | 30 | $2,001 |
| New Jersey | 35 | $1,948 |
| New Jersey | 40 | $1,942 |
| New Jersey | 45 | $1,854 |
| New Jersey | 50 | $1,797 |
| New Jersey | 55 | $1,745 |
| New Jersey | 60 | $1,724 |
| New Jersey | 65 | $1,751 |
| New Jersey | 70 | $1,756 |
| New Jersey | 75 | $1,929 |
| New Mexico | 16 | $7,731 |
| New Mexico | 17 | $6,280 |
| New Mexico | 18 | $5,630 |
| New Mexico | 19 | $3,790 |
| New Mexico | 20 | $3,346 |
| New Mexico | 21 | $2,527 |
| New Mexico | 22 | $2,336 |
| New Mexico | 23 | $2,141 |
| New Mexico | 24 | $1,996 |
| New Mexico | 25 | $1,775 |
| New Mexico | 30 | $1,605 |
| New Mexico | 35 | $1,592 |
| New Mexico | 40 | $1,583 |
| New Mexico | 45 | $1,527 |
| New Mexico | 50 | $1,465 |
| New Mexico | 55 | $1,410 |
| New Mexico | 60 | $1,382 |
| New Mexico | 65 | $1,436 |
| New Mexico | 70 | $1,516 |
| New Mexico | 75 | $1,742 |
| Nevada | 16 | $12,282 |
| Nevada | 17 | $9,726 |
| Nevada | 18 | $8,535 |
| Nevada | 19 | $5,783 |
| Nevada | 20 | $5,003 |
| Nevada | 21 | $3,849 |
| Nevada | 22 | $3,535 |
| Nevada | 23 | $3,234 |
| Nevada | 24 | $2,994 |
| Nevada | 25 | $2,729 |
| Nevada | 30 | $2,486 |
| Nevada | 35 | $2,492 |
| Nevada | 40 | $2,446 |
| Nevada | 45 | $2,370 |
| Nevada | 50 | $2,254 |
| Nevada | 55 | $2,177 |
| Nevada | 60 | $2,144 |
| Nevada | 65 | $2,180 |
| Nevada | 70 | $2,308 |
| Nevada | 75 | $2,640 |
| New York | 16 | $6,909 |
| New York | 17 | $5,746 |
| New York | 18 | $4,825 |
| New York | 19 | $3,835 |
| New York | 20 | $3,414 |
| New York | 21 | $3,040 |
| New York | 22 | $2,844 |
| New York | 23 | $2,671 |
| New York | 24 | $2,529 |
| New York | 25 | $2,284 |
| New York | 30 | $2,081 |
| New York | 35 | $2,081 |
| New York | 40 | $2,066 |
| New York | 45 | $2,015 |
| New York | 50 | $1,936 |
| New York | 55 | $1,901 |
| New York | 60 | $1,871 |
| New York | 65 | $1,930 |
| New York | 70 | $2,023 |
| New York | 75 | $2,261 |
| Ohio | 16 | $5,750 |
| Ohio | 17 | $5,038 |
| Ohio | 18 | $4,452 |
| Ohio | 19 | $2,864 |
| Ohio | 20 | $2,566 |
| Ohio | 21 | $1,917 |
| Ohio | 22 | $1,749 |
| Ohio | 23 | $1,628 |
| Ohio | 24 | $1,527 |
| Ohio | 25 | $1,329 |
| Ohio | 30 | $1,197 |
| Ohio | 35 | $1,174 |
| Ohio | 40 | $1,160 |
| Ohio | 45 | $1,126 |
| Ohio | 50 | $1,070 |
| Ohio | 55 | $1,024 |
| Ohio | 60 | $1,012 |
| Ohio | 65 | $1,044 |
| Ohio | 70 | $1,095 |
| Ohio | 75 | $1,228 |
| Oklahoma | 16 | $7,767 |
| Oklahoma | 17 | $6,610 |
| Oklahoma | 18 | $5,859 |
| Oklahoma | 19 | $3,867 |
| Oklahoma | 20 | $3,408 |
| Oklahoma | 21 | $2,712 |
| Oklahoma | 22 | $2,489 |
| Oklahoma | 23 | $2,303 |
| Oklahoma | 24 | $2,147 |
| Oklahoma | 25 | $2,012 |
| Oklahoma | 30 | $1,822 |
| Oklahoma | 35 | $1,805 |
| Oklahoma | 40 | $1,796 |
| Oklahoma | 45 | $1,756 |
| Oklahoma | 50 | $1,667 |
| Oklahoma | 55 | $1,606 |
| Oklahoma | 60 | $1,586 |
| Oklahoma | 65 | $1,591 |
| Oklahoma | 70 | $1,628 |
| Oklahoma | 75 | $1,761 |
| Oregon | 16 | $7,345 |
| Oregon | 17 | $6,162 |
| Oregon | 18 | $5,647 |
| Oregon | 19 | $3,525 |
| Oregon | 20 | $3,169 |
| Oregon | 21 | $2,352 |
| Oregon | 22 | $2,154 |
| Oregon | 23 | $1,982 |
| Oregon | 24 | $1,838 |
| Oregon | 25 | $1,687 |
| Oregon | 30 | $1,548 |
| Oregon | 35 | $1,529 |
| Oregon | 40 | $1,520 |
| Oregon | 45 | $1,473 |
| Oregon | 50 | $1,415 |
| Oregon | 55 | $1,361 |
| Oregon | 60 | $1,345 |
| Oregon | 65 | $1,356 |
| Oregon | 70 | $1,415 |
| Oregon | 75 | $1,589 |
| Pennsylvania | 16 | $5,471 |
| Pennsylvania | 17 | $5,078 |
| Pennsylvania | 18 | $4,464 |
| Pennsylvania | 19 | $3,663 |
| Pennsylvania | 20 | $3,244 |
| Pennsylvania | 21 | $2,747 |
| Pennsylvania | 22 | $2,505 |
| Pennsylvania | 23 | $2,317 |
| Pennsylvania | 24 | $2,103 |
| Pennsylvania | 25 | $1,846 |
| Pennsylvania | 30 | $1,700 |
| Pennsylvania | 35 | $1,670 |
| Pennsylvania | 40 | $1,630 |
| Pennsylvania | 45 | $1,551 |
| Pennsylvania | 50 | $1,491 |
| Pennsylvania | 55 | $1,449 |
| Pennsylvania | 60 | $1,443 |
| Pennsylvania | 65 | $1,471 |
| Pennsylvania | 70 | $1,569 |
| Pennsylvania | 75 | $1,763 |
| Rhode Island | 16 | $10,400 |
| Rhode Island | 17 | $7,827 |
| Rhode Island | 18 | $6,837 |
| Rhode Island | 19 | $4,659 |
| Rhode Island | 20 | $4,115 |
| Rhode Island | 21 | $3,390 |
| Rhode Island | 22 | $3,113 |
| Rhode Island | 23 | $2,818 |
| Rhode Island | 24 | $2,591 |
| Rhode Island | 25 | $2,241 |
| Rhode Island | 30 | $2,092 |
| Rhode Island | 35 | $2,038 |
| Rhode Island | 40 | $2,006 |
| Rhode Island | 45 | $1,992 |
| Rhode Island | 50 | $1,929 |
| Rhode Island | 55 | $1,866 |
| Rhode Island | 60 | $1,987 |
| Rhode Island | 65 | $2,396 |
| Rhode Island | 70 | $2,423 |
| Rhode Island | 75 | $2,467 |
| South Carolina | 16 | $6,441 |
| South Carolina | 17 | $5,191 |
| South Carolina | 18 | $4,598 |
| South Carolina | 19 | $3,468 |
| South Carolina | 20 | $3,112 |
| South Carolina | 21 | $2,515 |
| South Carolina | 22 | $2,339 |
| South Carolina | 23 | $2,167 |
| South Carolina | 24 | $2,017 |
| South Carolina | 25 | $1,808 |
| South Carolina | 30 | $1,620 |
| South Carolina | 35 | $1,600 |
| South Carolina | 40 | $1,555 |
| South Carolina | 45 | $1,471 |
| South Carolina | 50 | $1,402 |
| South Carolina | 55 | $1,361 |
| South Carolina | 60 | $1,358 |
| South Carolina | 65 | $1,427 |
| South Carolina | 70 | $1,495 |
| South Carolina | 75 | $1,722 |
| South Dakota | 16 | $8,113 |
| South Dakota | 17 | $6,457 |
| South Dakota | 18 | $5,688 |
| South Dakota | 19 | $3,475 |
| South Dakota | 20 | $3,135 |
| South Dakota | 21 | $2,429 |
| South Dakota | 22 | $2,260 |
| South Dakota | 23 | $2,091 |
| South Dakota | 24 | $1,978 |
| South Dakota | 25 | $1,781 |
| South Dakota | 30 | $1,614 |
| South Dakota | 35 | $1,585 |
| South Dakota | 40 | $1,547 |
| South Dakota | 45 | $1,428 |
| South Dakota | 50 | $1,348 |
| South Dakota | 55 | $1,308 |
| South Dakota | 60 | $1,293 |
| South Dakota | 65 | $1,334 |
| South Dakota | 70 | $1,360 |
| South Dakota | 75 | $1,517 |
| Tennessee | 16 | $9,098 |
| Tennessee | 17 | $7,049 |
| Tennessee | 18 | $5,842 |
| Tennessee | 19 | $3,641 |
| Tennessee | 20 | $3,132 |
| Tennessee | 21 | $2,399 |
| Tennessee | 22 | $2,169 |
| Tennessee | 23 | $1,985 |
| Tennessee | 24 | $1,837 |
| Tennessee | 25 | $1,689 |
| Tennessee | 30 | $1,477 |
| Tennessee | 35 | $1,467 |
| Tennessee | 40 | $1,441 |
| Tennessee | 45 | $1,335 |
| Tennessee | 50 | $1,258 |
| Tennessee | 55 | $1,236 |
| Tennessee | 60 | $1,222 |
| Tennessee | 65 | $1,318 |
| Tennessee | 70 | $1,462 |
| Tennessee | 75 | $1,762 |
| Texas | 16 | $5,548 |
| Texas | 17 | $4,606 |
| Texas | 18 | $4,349 |
| Texas | 19 | $3,913 |
| Texas | 20 | $3,566 |
| Texas | 21 | $2,809 |
| Texas | 22 | $2,635 |
| Texas | 23 | $2,486 |
| Texas | 24 | $2,388 |
| Texas | 25 | $2,029 |
| Texas | 30 | $1,823 |
| Texas | 35 | $1,791 |
| Texas | 40 | $1,783 |
| Texas | 45 | $1,693 |
| Texas | 50 | $1,629 |
| Texas | 55 | $1,588 |
| Texas | 60 | $1,581 |
| Texas | 65 | $1,669 |
| Texas | 70 | $1,745 |
| Texas | 75 | $1,915 |
| Utah | 16 | $7,882 |
| Utah | 17 | $6,584 |
| Utah | 18 | $5,733 |
| Utah | 19 | $3,711 |
| Utah | 20 | $3,184 |
| Utah | 21 | $2,286 |
| Utah | 22 | $2,089 |
| Utah | 23 | $1,928 |
| Utah | 24 | $1,792 |
| Utah | 25 | $1,671 |
| Utah | 30 | $1,515 |
| Utah | 35 | $1,501 |
| Utah | 40 | $1,487 |
| Utah | 45 | $1,428 |
| Utah | 50 | $1,382 |
| Utah | 55 | $1,321 |
| Utah | 60 | $1,306 |
| Utah | 65 | $1,338 |
| Utah | 70 | $1,395 |
| Utah | 75 | $1,591 |
| Virginia | 16 | $4,661 |
| Virginia | 17 | $3,924 |
| Virginia | 18 | $3,450 |
| Virginia | 19 | $2,771 |
| Virginia | 20 | $2,491 |
| Virginia | 21 | $1,924 |
| Virginia | 22 | $1,805 |
| Virginia | 23 | $1,668 |
| Virginia | 24 | $1,508 |
| Virginia | 25 | $1,320 |
| Virginia | 30 | $1,194 |
| Virginia | 35 | $1,172 |
| Virginia | 40 | $1,148 |
| Virginia | 45 | $1,035 |
| Virginia | 50 | $1,010 |
| Virginia | 55 | $983 |
| Virginia | 60 | $991 |
| Virginia | 65 | $1,058 |
| Virginia | 70 | $1,127 |
| Virginia | 75 | $1,270 |
| Vermont | 16 | $4,653 |
| Vermont | 17 | $4,048 |
| Vermont | 18 | $3,712 |
| Vermont | 19 | $3,224 |
| Vermont | 20 | $2,889 |
| Vermont | 21 | $2,155 |
| Vermont | 22 | $2,017 |
| Vermont | 23 | $1,862 |
| Vermont | 24 | $1,775 |
| Vermont | 25 | $1,543 |
| Vermont | 30 | $1,374 |
| Vermont | 35 | $1,355 |
| Vermont | 40 | $1,328 |
| Vermont | 45 | $1,262 |
| Vermont | 50 | $1,204 |
| Vermont | 55 | $1,178 |
| Vermont | 60 | $1,178 |
| Vermont | 65 | $1,237 |
| Vermont | 70 | $1,302 |
| Vermont | 75 | $1,488 |
| Washington | 16 | $6,526 |
| Washington | 17 | $6,003 |
| Washington | 18 | $5,249 |
| Washington | 19 | $3,395 |
| Washington | 20 | $3,054 |
| Washington | 21 | $2,507 |
| Washington | 22 | $2,325 |
| Washington | 23 | $2,129 |
| Washington | 24 | $1,988 |
| Washington | 25 | $1,871 |
| Washington | 30 | $1,640 |
| Washington | 35 | $1,593 |
| Washington | 40 | $1,610 |
| Washington | 45 | $1,489 |
| Washington | 50 | $1,438 |
| Washington | 55 | $1,380 |
| Washington | 60 | $1,390 |
| Washington | 65 | $1,441 |
| Washington | 70 | $1,515 |
| Washington | 75 | $1,661 |
| Wisconsin | 16 | $7,801 |
| Wisconsin | 17 | $5,607 |
| Wisconsin | 18 | $4,864 |
| Wisconsin | 19 | $3,014 |
| Wisconsin | 20 | $2,617 |
| Wisconsin | 21 | $2,086 |
| Wisconsin | 22 | $1,916 |
| Wisconsin | 23 | $1,770 |
| Wisconsin | 24 | $1,656 |
| Wisconsin | 25 | $1,448 |
| Wisconsin | 30 | $1,320 |
| Wisconsin | 35 | $1,299 |
| Wisconsin | 40 | $1,275 |
| Wisconsin | 45 | $1,234 |
| Wisconsin | 50 | $1,174 |
| Wisconsin | 55 | $1,126 |
| Wisconsin | 60 | $1,119 |
| Wisconsin | 65 | $1,140 |
| Wisconsin | 70 | $1,188 |
| Wisconsin | 75 | $1,325 |
| West Virginia | 16 | $7,021 |
| West Virginia | 17 | $6,098 |
| West Virginia | 18 | $5,274 |
| West Virginia | 19 | $4,099 |
| West Virginia | 20 | $3,721 |
| West Virginia | 21 | $2,684 |
| West Virginia | 22 | $2,481 |
| West Virginia | 23 | $2,271 |
| West Virginia | 24 | $2,036 |
| West Virginia | 25 | $1,805 |
| West Virginia | 30 | $1,653 |
| West Virginia | 35 | $1,629 |
| West Virginia | 40 | $1,600 |
| West Virginia | 45 | $1,516 |
| West Virginia | 50 | $1,449 |
| West Virginia | 55 | $1,417 |
| West Virginia | 60 | $1,410 |
| West Virginia | 65 | $1,462 |
| West Virginia | 70 | $1,525 |
| West Virginia | 75 | $1,747 |
| Wyoming | 16 | $6,608 |
| Wyoming | 17 | $5,304 |
| Wyoming | 18 | $4,661 |
| Wyoming | 19 | $3,658 |
| Wyoming | 20 | $3,307 |
| Wyoming | 21 | $2,921 |
| Wyoming | 22 | $2,650 |
| Wyoming | 23 | $2,482 |
| Wyoming | 24 | $2,378 |
| Wyoming | 25 | $1,904 |
| Wyoming | 30 | $1,721 |
| Wyoming | 35 | $1,702 |
| Wyoming | 40 | $1,689 |
| Wyoming | 45 | $1,597 |
| Wyoming | 50 | $1,529 |
| Wyoming | 55 | $1,458 |
| Wyoming | 60 | $1,440 |
| Wyoming | 65 | $1,489 |
| Wyoming | 70 | $1,567 |
| Wyoming | 75 | $1,780 |
Age and other factors that affect average car insurance cost
Age is just one factor that car insurance companies assess when deciding how much you pay. Other factors that affect car insurance rates include:
- where you live
- what model car you drive
- marital status
- your driving record
- your credit history
- your annual mileage
Each of these rating factors, among others, along with type of coverage you choose and with what limits, influences the rate you'll pay for your car insurance policy. To get an idea of how much you can expect to pay, you can start with can estimate car insurance costs by using the average rate tool at the bottom of the page. It shows rates for six age groups and three coverage levels by ZIP code.
And don't forget that what car insurance company you choose makes a difference in the car insurance rates you'll be offered. That's because insurance companies assess risk differently, and each use their own formulas to calculate the price you pay. So the price for a policy will vary significantly among insurance companies.
Whatever age and whether male or female, you can save hundreds, if not thousands, of dollars depending upon the insurer you chose. For this reason, it's a must to compare car insurance companies and find the one that offers the best rates for your particular set of rating factors. Our guide to the best cheap car insurance for seniors shows how much drivers age 65, 75 and 85 can save by comparison shopping.
Car insurance discounts for any age
Regardless of your age, you can trim costs by qualifying for car insurance discounts that match your driver profile.
A "safe" or "good" driver discount nets the highest savings (27%) on average, based on a 2021 CarInsurance.com discount savings analysis. Typically, these are limited to drivers over age 21. You usually must have a clean driving record, so no moving violations, and no accidents for the past three to five years to earn a safe driver discount.
Being accident-free, which means you've had no accidents during the past three to five years, nets a car insurance discount of 26% on average.
Auto home bundle discounts earned a 14% savings, on average, according to the analysis.
For younger drivers, student-away discounts save 18%, on average, though it can be much higher, up to 23%. A good-student discount saves drivers 16%, but can also be much higher.
Senior drivers can also cut their costs. Drivers over age 55 and over who complete a senior driving training course can save an average of 5%, but it can range up to 12%.
California Car Insurance Rates by ZIP Code
Enter ZIP for average rate. Then enter Age, Gender and Coverage Level for customized rate.
94404 Foster City
For30 Year Old Male (Type: Liability - Minimum )
Average Monthly Premium
$46
Highest Rate $56/mo.
Lowest Rate $26/mo.
Compare personalized quotes from up to 20 companies in California now
MOST & LEAST EXPENSIVE ZIP CODES in California
| MOST EXPENSIVE PER MONTH |
|---|
| 91205 - Glendale: $91 |
| 90212 - Beverly Hills: $91 |
| 90038 - Los Angeles: $91 |
| 91203 - Glendale: $90 |
| LEAST EXPENSIVE PER MONTH |
|---|
| 96107 - Coleville: $33 |
| 96093 - Weaverville: $34 |
| 93513 - Big Pine: $34 |
| 96027 - Etna: $34 |
Methodology
How we researched it?
CarInsurance.com commissioned Quadrant Information Services to provide a report of average auto insurance rates for a 2017 Honda Accord for nearly every ZIP code in the United States. We calculated rates using data for up to six large carriers. Averages for the default result are based monthly insurance for a male driver, age 30, for state minimum required liability coverage. Averages for customized rates are based on drivers' ages and gender for the following coverage levels: state minimum liability, liability of 50/100/50 and 100/300/100 with $500 deductible on comprehensive and collision. These hypothetical drivers have clean records and good credit. Average rates are for comparative purposes. Your own rate will depend on your personal factors and vehicle.
Car Insurance for Over 55 New Rates 19
Source: https://www.carinsurance.com/average-rates-by-age.aspx
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